Executive by day, entrepreneur by night

Michael Garza hopes to leave the corporate world someday, so he's laying the groundwork now.

"I want to create wealth, be able to spend time with my family and get out of a routine 9-to-5 job eventually," he said. Earlier this year, he opened an outlet of a residential and commercial cleaning franchise. "It is tricky right now because I am the only employee. I do all the work."

His wife Jill also runs a business on the side -- selling her children's clothing designs through her online store. In its first year, it's already profitable. "It's not a job for her. It's a passion," said Garza.

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